Emergency Reimbursement
Benefits by Nigel Paycheck
Today we are going to
focus on what roadside assistance companies offer in the way of emergency car
break down or emergency break down coverage assurances to their members. I have found over the years of travel up and
down the east coast, USA, and my need for a quality and reliable Mobil auto
club, very few of these companies offer Emergency Reimbursement benefits such
as, daily hospital benefits or if the unfortunate event of accidental death in
your highway/road travels.
As a matter of fact, I
found that other auto clubs or road service companies DO NOT offer any of these
services to their members. In a survey
taken on the INTERNET , showed
that most break down assistance companies felt, “Emergency Reimbursement
assistance is unnecessary for our customer due to the high cost to
maintain”. Seems like they do not really
want to offer you what you really need.
After a long and arduous
search, I did find one Auto Club, which will offer these assurances. The main reason it was so difficult to find
this company is that, this auto club was not an auto club, but a Truckers Club. It is called Truckers Voice in Court, or TVC
and had been in business for 50 years.
So in 2010 TVC, seeing the opportunity to penetrate the USA/Canada/Puerto
Rican markets because of the inferior products other break down assistance
companies were offering, they began entering the market with a exclusive
partnership with Motor Club of America (MCA).
At first, this was a
tough task to penetrate all the entrenched Motor Clubs in the market place, so
MCA/TVC needed to offer MORE Benefits and Quality services.
Below I have details on their Emergency
benefits:
When you are injured in a
covered accident that requires emergency treatment or hospital admission within
72 hours, MCAs Total Security memberships provide the following:
Emergency Reimbursement Benefits
Receive up to $500 emergency cash for Emergency Room or Trama Center treatment received due to injury in a covered accident. Includes up to $100 in cost for each of the following:
1. Cast or Splints
2. Ambulance Service
3. Anesthetics
4. X-Rays
5. ER Facility
Daily Hospital Benefit
$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.
Accidental Death Benefit
As a member, you may enroll, free of charge, in one of three all accident AD&D coverage's to suit your needs:
1. You, as named member, up to $50,000; or
2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.
Coverage election form must be completed and returned to home office before coverage goes into effect.
Travel Assistance Program
The named member receives the Travel Assist Program which assists worldwide with issues such as:
1. Medical Evacuation
2. Medical Repatriation
3. Non-Medical Repatriation
4. Return of Remains
5. Visit to Hospital
6. Return of Child
7. Return of Companion
Emergency Reimbursement Benefits
Receive up to $500 emergency cash for Emergency Room or Trama Center treatment received due to injury in a covered accident. Includes up to $100 in cost for each of the following:
1. Cast or Splints
2. Ambulance Service
3. Anesthetics
4. X-Rays
5. ER Facility
Daily Hospital Benefit
$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.
Accidental Death Benefit
As a member, you may enroll, free of charge, in one of three all accident AD&D coverage's to suit your needs:
1. You, as named member, up to $50,000; or
2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.
Coverage election form must be completed and returned to home office before coverage goes into effect.
Travel Assistance Program
The named member receives the Travel Assist Program which assists worldwide with issues such as:
1. Medical Evacuation
2. Medical Repatriation
3. Non-Medical Repatriation
4. Return of Remains
5. Visit to Hospital
6. Return of Child
7. Return of Companion
Now
these are some extraordinary circumstances, but watch this breaking news report
highlighting the dramatic effect, having the correct Motor Club can have http://youtu.be/Qx0RJwaOT6o
You can view this video
for a detailed description on all the Benefits associated with MCA, this video
will also detail the UNIQUE way MCA markets their services, HINT: no TV, Radio,
or Newspaper Advertising.
As always, I hope you
enjoyed this blog of information and please reply with any good, bad, or ugly
comments on this blog
Stay in touch with me
Like my page at https://www.facebook.com/MotorClubOfAmericaLehighValleyPa
Another blog about the positive and negatives for Roadside Assistance...
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